Privacy Policy & Data Protection

1. Agreement

This Agreement describes the terms governing your use of the software, mobile applications, and online web services provided to you by RMG–NexGN Software (and founder/author Vijay Bomra [RMG Software]), including all content, updates, and new releases (collectively, the "Software / App / Services"). It incorporates by reference:

• Our Privacy Statement provided to you in our products available on the website or provided to you otherwise.
• Additional Terms and Conditions, which may include those from authorized third parties.
• Any terms provided separately to you for our products, including product or program terms, ordering, activation, and payment schedules.

2. Your Rights to Use Our Products & Services

2.1 The Services are protected by copyright, trade secret, and other intellectual property laws. You are only granted the right to use the Services and only for the purposes explicitly agreed upon. We reserve all other rights in the Services. Until termination of this Agreement and as long as you meet all applicable payment obligations and comply with this Agreement, we grant to you a personal, limited, non-exclusive, non-transferable right and license to use our products and services.

2.2 On expiry of your subscription or upon expiry of an evaluation/trial period, you will not be able to access the Services. For continuation of use of Services, you must renew your subscription or contact us. We may provide a temporary license/access key to avail the products/services; any such temporary license/access key is valid strictly for forty-eight (48) hours unless explicitly extended in writing.

2.3 You agree not to use, nor permit any third party to use, the Products/Services or content in a manner that violates any applicable law, regulation, or this Agreement. You explicitly agree that you will not:

• Provide access to or give any part of the Products/Services to any unauthorized third party;
• Reproduce, modify, copy, deconstruct, reverse engineer, sell, trade, or resell the Products/Services;
• Make the Services available on any unauthorized file-sharing or application hosting service.

3.a Payment & Subscription Terms

For Services offered on a payment or subscription basis, the following terms apply, unless we or an authorized vendor notify you otherwise in writing. This Agreement also incorporates by reference and includes program ordering and payment terms provided to you on the website for the Products/Services:

1. Payments will be billed to you by us and/or authorized vendors in Indian Rupees (INR), U.S. Dollars, or other currencies which may be made available (plus any and all applicable taxes, including without limitation GST) as shown in the product ordering terms. Your account will be debited when you subscribe and provide your payment information.
2. You must pay with one of the authorized options: valid credit card, debit card, verified bank transfer (NEFT/IMPS/RTGS), authorized UPI transfer, or another option provided to you in writing.
3. If your payment and registration information is not accurate, current, and complete, and you do not notify us promptly when such information changes, we may suspend or terminate your account and refuse any use of the Services.
4. If you do not notify us of updates to your payment method to avoid interruption of your service, we and/or our payment processors may participate in programs supported by your card provider to update your payment information, and you authorize continued billing with the updated information obtained.
5. We will renew your monthly, quarterly, or annual Services at the current prevailing rates unless the Products/Services are cancelled or terminated under this Agreement.
6. Additional cancellation or renewal terms may be provided to you in specific service schedules.
7. All authorized refunds (where permitted) will be made in the original form of payment.

3.b Refund Policy — Strict No-Refund Post Evaluation

4. Android & Compatible Apps Use With Mobile Devices / PC

Use of these Products/Services may be available through compatible PCs, mobile devices, tablets, or local networks using Internet access and may require client software. You agree that you are solely responsible for these hardware/network requirements, including any applicable updates, data charges, carrier plans, and SMS fees, as well as the terms of your agreement with your telecommunications provider.

We make no warranties or representations of any kind, express, statutory, or implied, as to: the continuous availability of telecommunication services from your provider; access to the services at any specific time or location; any loss, damage, or security intrusion of telecommunication networks; or any disclosure of information to third parties resulting from network failure or settings outside our direct infrastructure.

5. Personal Information Handling & Privacy

You can view our Privacy Statement provided with the Products/Services and on our website. You agree that we may use and maintain your data according to this Privacy Statement as part of the Services. You grant us permission to combine non-identifiable, aggregated information you enter or upload for the Services with that of other users to optimize software performance, improve algorithms, and provide benchmarking insights.

We operate across modern server infrastructures and may access or store data in secure regional cloud facilities to the extent permitted by applicable laws of India.

6. Content Obligations & Restrictions

6.1 You are responsible for your content: You are responsible for all materials, entries, accounts, transactions, or media ("Content") entered, uploaded, or stored through your use of the Products/Services. You are strictly obligated to archive and back up your Content frequently. You grant us a worldwide, royalty-free, non-exclusive license to host, parse, and process Content solely as required to provide the Services. You are solely responsible for any lost or unrecoverable Content due to your own hardware, power, or operational errors.

You agree not to upload, post, transmit, or distribute Content that is:

• Illegal, fraudulent, defamatory, obscene, profane, threatening, abusive, hateful, harassing, or violating civil or criminal laws;
• Impersonating another person or falsely representing credentials or company authority;
• Unsolicited commercial spam or unauthorized automated flooding;
• Infected with viruses, trojans, worms, or disruptive code;
• Infringing copyright, trade secrets, patents, or intellectual property rights of any party.

6.2 Community Forums: Social features or community portals may allow exchanging Content. We do not endorse and are not responsible for third-party user posts. Respect others and do not disclose sensitive trade secrets.

6.3 Feedback License: You agree that we may freely use any feedback, suggestions, feature ideas, or workflow improvements you provide, in any future modifications of our products without compensation, granting a perpetual, worldwide, royalty-free license.

6.4 Content Monitoring: We may, but have no obligation to, monitor content on our servers to satisfy legal requirements, prevent fraud, protect users, or maintain system stability.

7. Additional Terms

7.1 No Professional Advice: Unless specifically contracted in writing, we are software developers and are not in the business of providing certified legal, formal chartered accounting, tax advocacy, or medical advice. Consult competent licensed professionals for statutory compliance certification.

7.2 Service Extensions: You may be offered additional services, modules, or digital marketing options. Additional fees and schedules apply.

7.3 Communications: You agree that we may send essential service communications, security alerts, and software license notifications to you electronically via email, WhatsApp, SMS, or in-app notices.

7.4 Security & Updates: You are responsible for securely managing your passwords, database credentials, and access keys. You agree to receive periodic automated or manual software updates, security patches, and database improvements.

8. Disclaimer of Warranties

8.1 YOUR USE OF THE SERVICES AND CONTENT IS AT YOUR OWN RISK. EXCEPT AS EXPRESSLY PROVIDED HEREIN, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE MAXIMUM EXTENT PERMITTED BY LAW, RMG–NexGN Software, ITS FOUNDERS, EMPLOYEES, AND SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, DATA INTEGRITY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE 100% ERROR-FREE, FREE FROM MALICIOUS INTRUSIONS, OR UNINTERRUPTED. WHERE IMPLIED WARRANTIES CANNOT BE EXCLUDED UNDER LAW, THEY ARE LIMITED TO SIXTY (60) DAYS FROM DELIVERY.

8.2 YOU ARE SOLELY RESPONSIBLE FOR ENSURING THAT YOUR RECORD KEEPING AND OPERATIONAL PROCESSES COMPLY WITH LOCAL TAX AND LEGAL REGULATIONS. NOTHING HEREIN SHALL EXCLUDE LIABILITY WHICH CANNOT BE LAWFULLY EXCLUDED UNDER THE LAWS OF INDIA.

9. Limitation of Liability and Indemnity

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ENTIRE AGGREGATE LIABILITY OF RMG–NexGN Software, FOUNDER Vijay Bomra, AND ITS SUPPLIERS FOR ALL CLAIMS ARISING UNDER THIS AGREEMENT SHALL BE STRICTLY LIMITED TO THE ACTUAL AMOUNT PAID BY YOU FOR THE SPECIFIC SERVICE IN QUESTION DURING THE TWELVE (12) MONTHS PRIOR TO THE OCCURRENCE OF SUCH CLAIM.

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF BUSINESS REVENUE, ANTICIPATED PROFITS, COMMERCIAL INTERRUPTION, LOSS OR CORRUPTION OF DATA, VIRUS INFECTION, OR HARDWARE MALFUNCTIONS.

You agree to defend, indemnify, and hold harmless RMG–NexGN Software, Vijay Bomra [RMG Software], and its affiliates from and against any claims, liabilities, damages, and legal expenses arising out of your misuse of the software or breach of this agreement.

10. Changes to this Agreement

We reserve the right to revise or update this Agreement at any time. Changes will be posted to this website or notified through electronic communications. Your continued use of the Software / Services following any update constitutes full acceptance of the revised conditions.

11. Termination & Survival

We may suspend or terminate your software license or access to the Services immediately if you fail to comply with these terms, fail to pay required license/AMC fees, or engage in unauthorized duplication or reverse engineering. Upon termination, you must immediately cease using the Services. Sections 2.2, 3 through 16 shall survive termination.

12. Export Restrictions

You acknowledge that certain software libraries and underlying platforms may be subject to domestic and international export regulations. You agree to comply with all applicable import/export restrictions and trade laws.

13. Governing Law and Exclusive Jurisdiction

14. General Terms, Severability & Assignment

This Agreement constitutes the entire agreement between you and RMG–NexGN Software regarding the subject matter and supersedes all prior proposals or communications. If any provision is deemed unenforceable by a court of competent jurisdiction, that specific provision shall be severed and the remaining terms shall remain in full force. You may not assign or transfer your license or rights without prior written consent from Vijay Bomra.

15. Social Media Platforms

We may provide community or informational links to platforms such as YouTube, Facebook, Twitter/X, and LinkedIn. Any content you share or comment on these external platforms is subject to the respective platform's privacy policy and terms of use.

16. Third-Party Products and Services

Our software and web solutions may integrate third-party utilities (including SMS gateways, official WhatsApp Cloud APIs, payment processors, and accounting bridges such as Tally or Book Keeper). Third-party services operate strictly under their own independent terms and conditions. We are not liable for third-party API downtime, policy changes, or gateway disruptions. You agree to use third-party tools in full compliance with all relevant laws and licensing conditions.